Nashville Commercial and Business Insurance
Montgomery & Associates Insurance and Financial Services offers niche commercial business coverage tied to each industry we serve. Our agents understand the specific insurance needs vary by industry and specialization. Agency niches and Special Risk Management Programs offered in restaurants include fine dining, franchises, local farm to table restaurants, and juice bar franchises.
Our medical and health niches include general dentistry practices, cosmetic dental practices, endodontist practices, orthodontist practices, medical malpractice practice for hospitals and private practice, general medical professionals, stem cell rejuvenation clinics, and chiropractic clinics. law firms specializing in general practice, family law, divorce, intellectual property & technology, contractor renovations and rehabs, Airbnb , hotels / high rise condominiums and associations, apartment complexes, multi-family portfolios for investors, property managers , directors and officers, errors and omissions for association groups including non -profits and start-up ventures. Montgomery & Associates Insurance and Financial Services supports and properly protects clients in the areas of estimated risk management funding and growth.
For your convenience, we have agents and offices in Nashville, Murfreesboro, and Brentwood, Tennessee.
Commercial Insurance: General Liability Coverage
Business owners often face significant risk of being sued depending on a number of factors. Having a general liability policy reduces a business's exposure to the risk of being sued or held liable for injuries or damages the business may cause.
As a general rule, this liability coverage protects a business against losses resulting from property damage, bodily or personal injury that may occur on your business property or arise from business operations.
Our insurance agency offers multiple quotes from multiple commercial carriers to ensure you receive the best coverage at the best rate.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
Call Montgomery & Associates Insurance Agency to review your current policy or discuss your business insurance needs. (615) 829-8457
Workers Compensation Insurance
In general, the state of Tennessee requires employers with five or more employees to carry workers’ compensation coverage.
In Tennessee, if you have employees, you are required to carry Workers Compensation coverage.
This coverage provides payments to injured workers, without regard to who is at fault for the accident, for lost time from work and medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents and covers work related illnesses.
Call Montgomery & Associates Insurance and Financial Services agency with questions about workers’ compensation or to sign up for coverage. Our agents can often help lower your current premium.
Nashville Office Phone(615) 829-8457
At Montgomery and Associates, we offer commercial packages for specific businesses and industries to best meet your needs.
Commercial Package Options
Business packages and risk management programs are available in the following business types.
- Please ask if you do not see your industry represented.
Car Repair Shops
Auto Body Repair Shops
And Many Others
Tennessee Commercial Auto Insurance
If you own a business and use commercial vehicles, it is important to have commercial auto insurance and be properly covered. Commercial auto insurance may include coverage for tractor trailers, company cars or vans, delivery or repair trucks, or other vehicle used in your line of work.
Business automotive policies differ from your personal car coverage in a number of ways. Call the experienced agents at Montgomery & Associates Insurance Agency with questions or to request a quote. (615) 829-8457
About Commercial Auto Insurance