Auto Insurance

Nashville Auto Insurance Quotes

Montgomery & Associates Insurance & Financial Services is an independent local agency committed to getting to know our customers personally and offering exceptional service. Montgomery and Associates won the Best Small Business Award presented by the Nashville Business Journal. We were also recognized as being one of Murfreesboro’s favorite agencies in the Ruthie’s (Rutherford County) awards for the past several years in a row. We truly care about our clients and research diligently to find the best coverages at the best rate and lowest premium payment.

Tennessee Auto Insurance Requirements

Your insurance agent at Montgomery & Associates will recommend optimal coverage for your vehicles. Tennessee does set forth some minimum requirements. Drivers must carry a minimum of $25,000 per person and $50,000 per accident of bodily injury liability insurance. Additionally, drives must carry the following:

• Minimum of $15,000 in property damage liability per accident
• Minimum of $25,000 per person and $50,000 per accident of uninsured motorist bodily injury insurance

In addition to the Tennessee auto insurance requirements, other coverages are often recommended to protect the vehicle and resulting damage that may occur.

Common car insurance coverages

Liability Insurance (Bodily Injury and Property Damage)

Uninsured Motorist

Personal Injury

Collision Coverage

Comprehensive Coverage

We don’t want you to be over insured or underinsured. We want you to be properly insured.

We have special insurance packages available for luxury, exotic, and collectible cars

Affordable Rates and Premiums: Multiple Quotes Discounts

Montgomery & Associates Insurance Agency and Financial Servicesis able to keep rates and costs down in three key ways.

• We have relationships with a number of auto and truck insurance companies/carriers. We are able to run multiple quotes with our carriers to see which is the best rates for you and your family. Premiums vary by type of coverage, home address, business address, type of car and so many other factors. Carriers include reputable companies such as Progressive, MetLife, and Nationwide.
• Our agents are trained to look for discounts. There are discounts for bundling home and auto coverages, good students, multiple vehicles owned, car or truck safety features and more.
• We don’t sell you a policy or coverage you don’t need. We want you to have the ideal level of coverage. This keeps your premium and expenses down.